Journal ArticleOpen Access
A Behavioral Study on Investment Diversification and Risk Perception: Evidence from Salaried Professionals in Bengaluru’s Manufacturing Industry.
Authors
Author Affiliations
Presidency University
Published InInternational Journal of Economic Practices and Theories
Year2026
Abstract
This study explores the investment behavior and risk-taking tendencies of salaried employees working in the manufacturing sector, with particular reference to Bengaluru. The city’s well-established industrial zones, including Peenya Industrial Area, Bommasandra Industrial Area, and Aerospace Park, create a distinctive economic setting where stable employment conditions and predictable income patterns shape financial choices differently from those observed in service-oriented sectors. The main objective of the research is to examine how demographic factors such as age, income, and level of financial awareness influence individuals’ willingness to take investment-related risks. A descriptive research approach was adopted, and primary data were collected from 200 respondents using a structured questionnaire based on a Likert scale. The analysis is guided by the Theory of Planned…
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